FTMO Enters Futures: Growth vs Pro and the Hard Daily Loss Trade-Off

The practical answer: FTMO Futures is now available in beta, but the two paths do not carry the same account-survival risk. Growth is cheaper, has no Daily Loss Limit during evaluation, and treats its Sim-Funded daily limit as a temporary session stop. Pro offers wider maximum drawdown and larger withdrawal access, but its Daily Loss Limit is hard.

That distinction matters more than the word “daily.” On a Pro Evaluation, touching the daily equity floor makes the evaluation unsuccessful. On a Pro Sim-Funded Account, the same event immediately and permanently terminates the account. It is not a pause that clears at the next session.

For most traders who occasionally have a poor session, Growth is the more forgiving starting point. Pro only makes sense when its wider drawdown and payout structure justify accepting a separate permanent-failure line every day.

FTMO Futures at a glance

FTMO's futures beta uses a one-step Evaluation followed by a Sim-Funded Account. FTMO says only top performers will be considered for a Live Funded Account, so live progression should not be presented as automatic.

Both Growth and Pro offer:

• 50K, 100K, and 150K simulated account sizes;
• a $3,000, $6,000, or $9,000 evaluation profit target;
• end-of-day trailing maximum drawdown that is enforced against equity in real time;
• no evaluation time limit while the monthly subscription remains active;
• no activation fee;
• no consistency rule after reaching Sim-Funded;
• a 90/10 payout ratio;
• NinjaTrader, Tradovate, and TradingView access;
• news trading; and
• a possible, discretionary path to a real-capital Live Funded Account.

The products then split on price, drawdown room, Daily Loss Limit treatment, payout cadence, and how much profit can be requested.

Growth vs Pro: the main differences

Growth's headline disadvantage is less drawdown room and a 50% withdrawal ceiling per payout cycle. Pro's headline disadvantage is more serious: a daily loss can permanently end the account even when the maximum-drawdown floor has not been reached.

Why Pro's hard Daily Loss Limit is less than ideal

FTMO calculates the Pro Daily Loss Limit at the start of each trading day:

start-of-day balance − Daily Loss Limit amount = daily equity floor

The platform then monitors equity, not only closed P&L. FTMO defines equity for this rule as balance plus open-position P&L minus commissions. If equity touches the floor, open losses and fees can therefore trigger the breach before a trader closes the position.

The Pro amounts are:

The floor resets from each new trading day's starting balance. It can move up after a profitable day and back down after a lower starting balance. That makes it different from the end-of-day trailing maximum drawdown, whose floor can only rise until it locks at the initial simulated balance.

The hard consequence is the key concern:

• Pro Evaluation: touching the Daily Loss Limit makes the evaluation unsuccessful. A trader can pay for a reset or wait for the next subscription renewal to receive a fresh evaluation.
• Pro Sim-Funded: touching the Daily Loss Limit immediately and permanently terminates the account. Sim-Funded accounts cannot be reset; continuing requires purchasing and passing a new Evaluation.

This is less forgiving than a soft Daily Loss Limit. A soft rule can flatten positions and stop the session while preserving the account. A hard rule turns one bad session, open-position swing, or commission-inclusive equity touch into a complete loss of that account.

Growth's Daily Loss Limit is meaningfully safer

Growth has no Daily Loss Limit during evaluation. The hard maximum drawdown still applies, so Growth is not consequence-free, but it removes the separate daily failure line while a trader is trying to pass.

After qualification, Growth adds a soft Daily Loss Limit of $1,000 on 50K, $2,000 on 100K, and $3,000 on 150K. If equity touches that line, FTMO closes open positions and suspends trading for the remainder of the session. The account stays active and trading resumes next session, provided the hard maximum drawdown was not also reached.

That is a much better recovery profile for a trader whose main risk is a single oversized or volatile day. The trade-off is narrower maximum drawdown and less payout access per request.

The maximum drawdown is still a hard rule on both products

Growth and Pro both use an end-of-day trailing maximum drawdown. FTMO sets the next session's floor from the highest prior end-of-day balance, minus the plan's drawdown amount. The floor can only rise. Once it reaches the initial simulated capital, it locks there.

“End of day” describes when the floor is recalculated, not when it is enforced. FTMO monitors equity against the established floor in real time. Touching it fails an Evaluation or terminates a Sim-Funded Account.

Pro provides $1,000 more drawdown room at every size:

That wider room is useful, but it does not replace the Pro daily cap. A 50K Pro trader may have $3,000 of maximum-drawdown room on day one while still being allowed only $1,000 of daily equity loss.

Evaluation pricing and passing path

FTMO Futures uses a recurring monthly subscription rather than a one-time evaluation fee. The subscription ends after the Evaluation is confirmed as passed. There is no additional activation fee for Sim-Funded or Live.

Both products use the same profit targets: $3,000 on 50K, $6,000 on 100K, and $9,000 on 150K. Growth applies a 40% best-day consistency threshold; Pro applies 50%. FTMO says the practical minimum is three trading days for Growth and two for Pro, although there is no fixed maximum duration while billing remains active.

An evaluation breach does not cancel the subscription automatically. A trader can purchase a reduced-price reset immediately or keep the subscription active and receive a fresh Evaluation on the next billing date.

Payouts: Growth is faster, Pro allows more

Neither Sim-Funded path has a consistency rule. Both use a 90/10 payout ratio and require at least 50% of each request to come from new profit earned since the previous request.

Growth requires four qualifying days and permits a request every four days. The daily thresholds are $150 on 50K, $250 on 100K, and $300 on 150K. A request can include up to 50% of available profit, capped at $2,500, $3,000, or $4,000 by size.

Pro requires five qualifying days and permits a request every five days. The thresholds are $200, $300, and $500. Pro allows up to 100% of available profit in a request, with higher caps of $5,000, $6,000, and $8,000.

Pro's payout terms are stronger on paper, but a trader must keep the hard Daily Loss Limit intact through every Sim-Funded payout cycle. The larger cap is not useful if the account is permanently lost before eligibility.

Platforms, instruments, and session limits

FTMO Futures runs on NinjaTrader/Tradovate infrastructure and supports NinjaTrader, Tradovate, and TradingView with shared credentials. FTMO lists 30 instruments: 19 mini or standard contracts and 11 micros across equity indices, metals, energy, currencies, and cryptocurrency futures.

Positions and pending orders cannot remain open through FTMO's daily market closure. FTMO says the session ends at 4:10 p.m. Eastern and reopens at 6:00 p.m. Eastern; remaining orders and positions are automatically flattened at the close. Traders still need to check exchange and FTMO trading updates for holiday or maintenance changes.

Evaluation contract ceilings are 5 minis or 50 micros on 50K, 10 or 100 on 100K, and 15 or 150 on 150K. Sim-Funded accounts begin below those ceilings and scale with end-of-day profit.

Who should choose Growth?

Growth is the better fit when:

• avoiding a hard daily failure line matters more than maximum drawdown room;
• you want the lower monthly fee;
• four-day payout eligibility is more attractive than Pro's five-day path;
• a 50% withdrawal ceiling is acceptable; and
• you can work within the smaller end-of-day trailing drawdown.

Growth is not automatically easy. Its 40% evaluation consistency threshold generally requires at least three profitable days, and its maximum drawdown remains a hard real-time equity boundary.

Who should choose Pro?

Pro can fit when:

• you consistently stop well before a daily loss line;
• the additional $1,000 of drawdown room materially improves the strategy;
• the 50% evaluation consistency threshold is valuable;
• withdrawing up to 100% of available profit matters; and
• the larger payout caps justify the higher monthly fee and permanent daily-breach risk.

Before choosing Pro, calculate a personal daily stop above FTMO's line and include commissions plus open-position movement. Treat the published Daily Loss Limit as the account's final boundary, not as a usable loss budget.

Bottom line

FTMO entering futures is a meaningful expansion: traders now have a familiar large prop-firm brand offering one-step evaluations, mainstream futures platforms, no activation fee, EOD trailing drawdown, and a discretionary path from simulation to a real-capital account.

But Pro's hard Daily Loss Limit is a material weakness. During evaluation it fails the attempt; after qualification it permanently closes the Sim-Funded Account. Growth's structure is more forgiving because it removes the daily limit during evaluation and converts it into a next-session pause when Sim-Funded.

Choose Pro for the wider drawdown and withdrawal terms only if the strategy can reliably operate inside the separate daily cap. Otherwise, Growth provides the better account-survival trade-off.

For more context, read the prop-firm drawdown guide, simulated-funded versus live-funded guide, payout guide, and NQ/MNQ prop-firm ranking.

Official sources and verification

• FTMO Futures overview — checked September 1, 2026; beta status, Growth and Pro positioning, simulated and live-stage descriptions, news trading, and no activation fee.
• FTMO Futures comparison table — checked September 1, 2026; prices, reset fees, targets, drawdowns, Daily Loss Limits, consistency, payout frequency, caps, and qualifying-day thresholds.
• FTMO Futures Trading Objectives and Rules — checked September 1, 2026; equity formulas, hard and soft breach consequences, drawdown calculation, scaling, payouts, and subscription treatment.
• Growth versus Pro FAQ — checked September 1, 2026; product-level trade-offs and withdrawal distinction.
• Trading Objective violation FAQ — checked September 1, 2026; hard failure, soft session lock, evaluation resets, and no Sim-Funded reset.
• FTMO Futures platforms and technical infrastructure — checked September 1, 2026; NinjaTrader, Tradovate, TradingView, simulation, data, and real-time risk enforcement.
• FTMO Futures instruments — checked September 1, 2026; 30 instruments, commissions, and 4:10 p.m. ET flattening rule.
• FTMO Futures subscription FAQ — checked September 1, 2026; monthly billing, cancellation after passing, included market data, and no activation fee.