YRM Prop focuses on building real trading discipline through a structured progression from evaluation to Prime stage to a live funded account. Their 90/10 profit split keeps the vast majority of earnings with the trader, and payout cycles run on qualifying days (Prime 6, Instant Prime 8) via Rise. No hidden rules, no surprises.
Starter Challenge: YRM Prop's Starter Challenge is a one-time-fee, one-step futures evaluation: hit the profit target over at least 2 qualifying days (a day counts with at least one trade and $150+ net profit), keep any single day under 50% of total profit, and respect a hard end-of-day trailing max drawdown — there is no daily loss limit on Challenge accounts. Passing unlocks a Prime funded account at $0 activation (regular $99, currently waived): 90/10 split, 35% consistency, and payout cycles of 6 qualifying days with caps that rise each payout — $800 flat on the $25K, up to $4,250 by the 4th payout on the $150K. The drawdown floor locks at your starting balance after the first payout, and every payout must leave $100 in the account. Hold up to 3 Prime accounts; most consistent traders are invited to a real-capital Live account after about 4 payout cycles. Futures only, on CME, CBOT, NYMEX and COMEX.
Instant Prime (discontinued 13 July 2026 — no longer available for new purchases; existing accounts continue unchanged): Instant Prime skipped the evaluation entirely — the account was funded from day one at a one-time price of $399–$899. The trade-offs versus an earned Prime account: a tighter 20% consistency rule, 8 qualifying days (≥ $150 net profit each) per payout cycle instead of 6, smaller contract allowances (1–7 minis), and on purchases from Feb 1, 2026 a profit target gates each payout — $1,500 to $8,000 by size for the first, lower thereafter. Payout caps run $1,000–$3,000 flat for the first three payouts, rising at the fourth. Soft-breach daily loss limits ($1,500–$4,500 on the $50K and up) pause trading for the day, while the EOD trailing max drawdown ($1,250–$6,000) is a hard breach; the floor locks at starting balance after your first payout. 90/10 split, $250 minimum via Rise, up to 3 accounts, and the same invitation path to a real-capital Live account.
YRM Prop offers a structured evaluation program where traders must demonstrate consistent profitability before progressing to their funded Prime account and eventually a live account. The 90/10 profit split is consistent across all account types.
The path to a live account at YRM Prop is a key differentiator - not just a sim funded account, but eventual progression to real capital for consistently performing traders.
YRM Prop uses Rise for payment processing, providing reliable, fast international payments for traders worldwide. Their focus on discipline and consistent profitability reflects a rigorous but fair approach to trader evaluation.
The 30-second verdict
YRM Prop is a rules-based futures firm built around two entry points and one destination. The Starter Challenge is a cheap, one-time-fee 1-step evaluation — pass over just 2 qualifying days, keep any single day under 50% of profit, and you unlock a 90/10 Prime account at $0 activation; Instant Prime skips the evaluation and funds you from day one for a higher up-front price. Both use a hard EOD trailing max drawdown enforced intraday, qualifying-day payout cycles (6 for Prime, 8 for Instant), and lead to an invitation-based Live account after roughly 4 successful cycles. The 90/10 split, the sub-$80 route into a $50K, and fully-allowed news trading are the draws; the drag is a currently-displayed notice that payouts are batching with delays, plus thin corporate disclosure — no registered address is published and the firm states it is not registered with the SEC or CFTC.
Our scoring breakdown
YRM Prop scores 0.0 / 5 and sits on our Do Not Trade list. The firm currently offers no funded accounts or plans for sale, after previously acknowledging that payouts were being processed in delayed batches. The detailed programme information below is historical and should not be read as a current offer.
- One-time fee — no subscription (Starter from $99 at last capture)
- Flat 90/10 profit split on both Prime and Instant Prime
- No daily loss limit on any Challenge account
- Only 2 qualifying days minimum to pass the Challenge
- $0 activation fee on passing (reg. $99, currently waived)
- News trading fully allowed across all account types
- Instant Prime funds you from day one — no evaluation
- Published invitation path to a real-capital Live account (~4 payout cycles)
- Firm currently displays a notice that payouts are batching with delays beyond the standard 48h timeline
- Hard EOD trailing max drawdown enforced intraday — breach means permanent closure
- Qualifying-day payout cycles (Prime 6 / Instant 8, each ≥ $150 net profit)
- Instant Prime has been discontinued (13 July 2026) — the Starter Challenge is now the only way in
- Automated / HFT trading restricted unless explicitly approved
- Thin corporate disclosure — no registered address published; not SEC/CFTC registered
YRM Prop vs. its closest competitors
How YRM Prop compares with Tradeify and Topstep — two futures firms we often recommend alongside it.
| Metric | YRM Prop | Tradeify | Topstep |
|---|---|---|---|
| $50K Fee | $132$79 | $145$87 | $165$85 |
| Profit Split | 90% / 10% | 90% / 10% | 90% / 10% |
| Days to Payout | 6–8 qualifying days | 1–5 days | 5 days |
| Drawdown Type | EOD Trailing (hard) | EOD Trailing | EOD Trailing |
| Max Funded Accounts | 3 | 5 | 5 |
| Instant Funding Option | Yes (Instant Prime) | Yes (Lightning) | No |
| CPF Score | 0.0 | 5.0 | 4.7 |
💡 Bottom line: YRM undercuts both on the one-step entry price and matches their 90/10 split, while adding an instant-funding option and a published route to live capital; Tradeify and Topstep counter with faster, steadier payouts, more funded accounts and far stronger brand track records. YRM is the low-cost, flexible pick — but the current payout-delay notice and thin corporate disclosure make the other two the safer standbys.
- One-time fee from $99 at last capture — no subscription
- $0 activation fee (reg. $99, currently waived)
- No daily loss limit on Challenge accounts
- Only 2 qualifying days minimum to pass
- Published path to a real-capital Live account
- Futures traders who want a cheap one-step entry
- Consistent traders targeting the Live-account invitation
- Traders who want large early payouts — caps start at $800–$2,500
- Traders who dislike qualifying-day systems (6 × ≥$150 days per cycle)
Starter Challenge
- Evaluation steps: 1 Step
- Minimum days to pass: 2 qualifying days (≥ 1 trade & ≥ $150 net profit each; non-consecutive OK) · No time limit — no hard deadline/expiration; account stays active until you pass or breach. Flatten by 4:15 PM ET daily; no weekend holds. Source: article 11071022, captured 2026-07-08.
- Consistency (eval): 50% max single day
- Consistency (funded): 35% max single day
- Max accounts: Up to 3 funded (Prime)
- Resets: $90 / $123 / $215 / $265 (last captured 2026-08-03; YRM Prop no longer publishes prices publicly)
- News trading: Allowed — no news restrictions; open/hold/close positions before, during and after all economic releases across all account types (effective Feb 1, 2026). Manipulative news straddling is prohibited. Source: intercom.help/yrmprop articles 11071090 + 11100376, captured 2026-07-08.
- Automation / bots: Automated trading restricted unless explicitly approved — prohibited: sub-second order placement/cancellation, tick-scalping, spoofing/layering, latency-driven execution algorithms (HFT). Manual, discretionary trading is always permitted. Copy trading allowed (own accounts; cross-firm if not hedging). VPN/VPS allowed. Source: intercom.help/yrmprop article 11100376, captured 2026-07-08.
- Activation: $0 (struck $99 on cards — currently waived)
- Scaling: Live Account invitation after ~4 successful payout cycles (typical 3–6 months); custom limits with a Risk Account Manager
Instant Prime
- Evaluation steps: None — funded from day one
- Minimum days to pass: 0 days — account starts funded at purchase
- Consistency (eval): None (no evaluation phase)
- Consistency (funded): 20% max single day
- Max accounts: Up to 3 (cards list 'Max Accounts 3')
- Resets: On breach a reset option appears automatically in the dashboard for eligible accounts (one-time purchase, no subscription); the specific Instant Prime reset price is not published in the site plan data (help-center reset-procedures article confirms; passed accounts never reset — 2026-08-24). Source: article 11100402, captured 2026-07-08.
- News trading: Allowed — no news restrictions; open/hold/close positions before, during and after all economic releases across all account types (effective Feb 1, 2026). Manipulative news straddling is prohibited. Source: intercom.help/yrmprop articles 11071090 + 11100376, captured 2026-07-08.
- Automation / bots: Automated trading restricted unless explicitly approved — prohibited: sub-second order placement/cancellation, tick-scalping, spoofing/layering, latency-driven execution algorithms (HFT). Manual, discretionary trading is always permitted. Copy trading allowed (own accounts; cross-firm if not hedging). VPN/VPS allowed. Source: intercom.help/yrmprop article 11100376, captured 2026-07-08.
- Scaling: Live Account invitation after ~4 successful payout cycles (typical 3–6 months); custom limits with a Risk Account Manager
Data captured from first-party sources; rules re-verified 2026-08-24.
Starter Challenge
- Minimum payout: $250 — each payout must leave a $100 buffer
- Frequency: 6 qualifying days per cycle (resets after each payout)
- Per-payout rule: ≥ 1 trade & ≥ $150 net profit per qualifying day
- Buffer / threshold: $100 must remain after every payout; drawdown floor locks at starting balance after the 1st payout
- Consistency at payout: 35% max single day
- Profit split: 90% / 10%
Per-size payout caps: $25K: $800 · $50K: $1,500 → $2,750 · $100K: $2,000 → $3,750 · $150K: $2,500 → $4,250
Instant Prime
- Minimum payout: $250 — each payout must leave a $100 buffer
- Frequency: 8 qualifying days per cycle (resets after each payout)
- Per-payout rule: ≥ 1 trade & ≥ $150 net profit per qualifying day
- Buffer / threshold: $100 must remain after every payout; drawdown floor locks at starting balance after the 1st payout
- Consistency at payout: 20% max single day
- Profit split: 90% / 10%
Per-size payout caps: $25K: $1,000 → $1,250 · $50K: $2,000 → $2,500 · $100K: $2,500 → $3,000 · $150K: $3,000 → $3,500
Current offer: 90% Profit Split · payout cycles of 6 qualifying days (Prime) / 8 qualifying days (Instant Prime) via Rise · path to a real Live Account.
90% profit split on Prime and Instant Prime Payout cycles of 6 qualifying days (Prime) / 8 (Instant Prime) Clear path: evaluation to Prime to Live account Discipline and consistency-focused evaluation Trader-first approach to funded futures
Smaller and newer vs. established props Website is React SPA - limited public pricing info, check yrmprop.com directly 8-day payout window is longer than some competitors
Reviewed from first-party sources, captured 2026-07-02. Rules re-verified against first-party sources 2026-08-24.
Based on first-party information captured 2026-07-02. Verify with YRM Prop before purchase.
- Afghanistan
- Central African Republic
- Congo (Brazzaville)
- Congo (Kinshasa)
- Cuba
- Guinea-Bissau
- Iran
- Iraq
- North Korea
- Libya
- Mali
- Pakistan
- Russian Federation
- Somalia
- South Sudan
- Sudan
- Syria
- Tunisia
- Venezuela
- Yemen. - Trading from a restricted country may trigger review
What funding programs does YRM Prop offer?
One tier for new traders: the Starter Challenge (1-step evaluation, one-time fee, unlocks a Prime funded account). Instant Prime (funded from day one, no evaluation) was discontinued on 13 July 2026 and is no longer available for new purchases, though existing accounts continue unchanged. Both lead to an invitation-based Live account with real capital. (
What can I trade?
Listed futures only, on CME, CBOT, NYMEX, and COMEX. No stocks, options, forex, crypto, or CFDs. (
How much does the Challenge cost?
Their last published one-time prices were $99 (25K), $132 (50K), $232 (100K) and $298 (150K), with resets $90–$265 and no activation fee (last captured 2026-08-03; YRM Prop no longer publishes prices publicly). We no longer carry a YRM Prop promo code. (
What are the Challenge rules?
Profit targets $1,500–$9,000 by size; EOD trailing max drawdown $1,000–$4,500 (hard breach intraday, floor locks at starting balance); 50% consistency; minimum 2 qualifying days (≥$150 profit); no daily loss limit; max positions 2–15 minis. (Sources: homepage cards; /articles/11100345)
What is the profit split?
90% to the trader on Prime and Instant Prime. (
When can I request my first payout?
Prime: after 6 qualifying trading days (each ≥$150 net profit) with 35% consistency. Instant Prime: after 8 qualifying days with 20% consistency. First payout requires one-time Rise KYC and is processed within 24 hours after verification. (Sources: /starter-plan, /prime-plan, help articles 11100345 + 11100505)
How big can payouts be?
Minimum $250; each request must leave a $100 buffer. Caps are progressive per payout number — e.g., Prime $100K: $2,000 → $2,750 → $3,250 → $3,750 (4th+); Instant Prime $100K: $2,500 flat then $3,000. New (Feb 2026+) Prime accounts are also limited to 50% of the cycle's profits per request. (Sources: /starter-plan, /prime-plan, help article 11100505)
What happens to my drawdown after a payout?
On both funded types the EOD trailing drawdown locks at the starting balance after your first payout (if it hadn't already trailed there), leaving whatever cushion your remaining profit provides. (
What's the difference between soft and hard breaches?
Daily Loss Limit is a soft breach — trading disabled for the rest of the day, account stays alive (applies to Prime and Instant Prime $50K+). The Trailing Max Drawdown is a hard breach — account permanently closed and remaining profits forfeited. (
How do I get paid?
Exclusively through Rise: bank transfer (ACH/SEPA/wire, 1–3 business days after processing), crypto (BTC/ETH/USDT/USDC, 1–2 hours), or supported e-wallets. Note: the firm currently displays a notice that payouts are batching with delays beyond the standard 48-hour timeline. (
How do I reach live trading?
Most traders are invited to a Live account after 4 successful payout cycles (typically 3–6 months). Live accounts drop the standard drawdown and consistency rules, use custom daily loss limits set with a Risk Account Manager, and scale position size with performance. (
How many funded accounts can I hold?
Up to 3 (Prime; Instant Prime cards also list Max Accounts 3). Each account has its own payout cycle and cap. (Sources: /starter-plan, homepage plan data, help article 11100556)
- You are responsible for knowing and following all rules
- Violation of any rule may result in account closure and forfeiture of profits
- This rulebook applies to the evaluation unless stated otherwise
- YRM Prop reserves the right to update these rules at any time
- EOD trailing drawdown floor rises on end-of-day balance highs and locks at starting balance after your 1st payout; the hard breach is enforced intraday on live equity
- Activation on passing is $0 (regular $99, currently waived) — no separate activation fee is displayed
- News and automation policies live in help-center articles whose bodies were not captured ‹VERIFY before publish›
- No refunds after purchase — all membership fees are considered used in full