FTMO Launches Futures: August 31–September 4, 2026 Recap

Reporting window: August 31–September 4, 2026 Developments verified: September 4, 2026, 9:46 AM CDT Next review: September 11, 2026, or sooner after a cited source changes

FTMO's futures beta is the week's biggest product change. It introduces Growth and Pro paths in three account sizes, but the two paths do not merely use different prices: they apply daily-loss rules differently, use different maximum-drawdown amounts, and take different routes into simulated funding. FTMO's public launch article and formal payout rules also conflict on Pro's profit split, so that term should be verified in the purchase flow or in writing before anyone relies on it.

Tradeify separately rebalanced payout caps for new Select purchases, Topstep opened a small two-round Labs challenge with a fixed payout, and Labor Day creates early-close and payout-processing constraints on September 7. These are the four verified developments that materially changed a buying or operating decision during August 31–September 4.

1. FTMO enters futures with Growth and Pro paths

FTMO announced the beta launch of FTMO Futures on September 2. The initial range offers Growth and Pro products at $50K, $100K, and $150K account labels. Both are recurring monthly evaluations and both lead first to a Sim-Funded stage rather than directly to a live brokerage account.

The purchase price differs by path and size. Growth is listed at $119, $169, and $229 per month; Pro is $139, $199, and $269. In return for the higher price, Pro supplies more maximum-drawdown room at each size, but it also imposes a hard daily-loss limit during both evaluation and Sim-Funded trading. Growth has no daily-loss limit during evaluation and uses a softer daily control after passing.

The EOD label needs careful reading. FTMO calculates the next maximum-loss threshold from end-of-day results, but its rules say equity is monitored in real time. A trader can therefore breach intraday when equity crosses the active floor; “EOD trailing” does not mean losses are ignored until the session closes.

Growth's daily limit is also stage-specific. There is no Daily Loss Limit in the Growth evaluation. After passing, the Sim-Funded Growth account uses a soft daily limit: reaching it closes positions and blocks further trading for the day, but does not by itself permanently end the account. Pro applies its DLL during evaluation and Sim-Funded trading, and FTMO describes a breach as immediate permanent termination. That distinction can matter more than Pro's extra total-drawdown room for strategies with volatile intraday swings.

Both paths currently support NinjaTrader, Tradovate, and TradingView and list 30 futures instruments. Positions must be flat before 4:10 PM Eastern Time. Traders should still verify contract-level size limits, the active contract month, platform entitlement, commissions, and any event-specific schedule before placing a trade.

Do not treat FTMO's Pro payout percentage as settled

FTMO's launch article contains wording that suggests Pro traders keep 100% of profits. Its formal rules and FAQ repeatedly describe a 90/10 split, while some Pro wording refers to requesting 100% of available profit. Those statements answer different questions imperfectly and conflict as a public product description. This recap does not choose between them by inference.

Before paying for Pro, confirm whether the displayed dashboard amount is calculated before or after any split, save the accepted terms, and obtain written support confirmation if the percentage drives the decision. Growth's payout timing and eligibility should receive the same treatment: verify the current minimum profitable days, payout window, request minimum, maximum request, and any buffer in the account dashboard, not from a headline alone.

The practical choice is therefore not simply “cheaper Growth or larger-drawdown Pro.” Growth offers a lower monthly fee, no evaluation DLL, and a soft funded DLL, but less total drawdown. Pro buys $1,000 more total drawdown at each size while adding a hard daily boundary. The detailed FTMO Growth versus Pro guide carries the product tables; this weekly record preserves the launch date and unresolved first-party payout wording.

What to verify before acting: product, size, monthly renewal amount, evaluation and Sim-Funded DLL treatment, current active maximum-loss floor, position limit, platform and data access, 4:10 PM ET flat requirement, payout eligibility, calculation basis, and the profit split stated in the terms you actually accept.

2. Tradeify rebalances Select payout caps for new purchases

Tradeify's revised Select payout policy applies to evaluation purchases made on or after September 1. Earlier purchases keep their prior caps, so the purchase cohort—not simply the account's current status—determines which table applies.

For new Select Flex purchases, the payout caps are $1,250, $2,500, $3,500, and $4,500 for 25K, 50K, 100K, and 150K. Compared with the earlier table, the 25K cap is unchanged while 50K, 100K, and 150K each fall by $500. Flex still requires five winning days; the required daily profit is $100, $150, $200, or $250 by size. A request can be up to 50% of total profit, subject to the cap.

For new Select Daily purchases, the caps are $600, $1,250, $1,750, and $2,500. The 50K and 100K caps rise by $250, while 25K and 150K remain unchanged. Daily is not an unrestricted daily withdrawal: the account must preserve its $1,100, $2,100, $2,600, or $3,600 buffer, stay within a $500, $1,000, $1,250, or $1,750 daily loss limit, meet the $250 request minimum, and remain inside both the size cap and the two-times-current-cycle-profit limit.

Tradeify also offers an optional 50% evaluation-consistency version alongside the standard 40% version. That choice applies to the evaluation stage only; it is not a funded payout-consistency rule. The full Tradeify Select September update covers its price and passing-day implications.

What to verify before acting: purchase date, Daily or Flex selection, evaluation consistency option, account size, buffer, DLL, winning-day threshold, cycle profit, percentage limit, and the cap shown in the dashboard.

3. Topstep Labs opens a $1.5K two-round micro challenge

Topstep's live Labs page now shows Drop #004, the $1.5K Challenge, at $39 one time with limited availability and a five-account maximum. It is an experiment, not a standard Trading Combine subscription.

The product has two rounds named Challenge and Payout. Each round uses a $1,500 profit target and a static $500 Maximum Loss Limit. There is no Daily Loss Limit, consistency rule, or minimum-day rule, but trading is restricted to two micros; minis are not permitted. Passing the first round moves the trader to the second. Completing the second round pays a fixed $1,500 once and then closes the account. There is no profit split because it is a fixed reward, and there are no resets or scaling steps.

The lack of a DLL or consistency rule reduces two familiar gates, but it does not loosen the risk-to-target ratio. Each round still requires three times the static loss room in profit, and the two-micro ceiling limits how quickly that target can be approached. Verify the live Topstep Labs page because limited availability can change without a dated deadline, then save the Labs Help Center terms accepted at purchase.

4. Labor Day changes Monday's operating window

The week ends with an operational change for Monday, September 7. FTMO's futures update says trading halts at 12:55 PM ET and open positions will be automatically liquidated before the close. FTMO also warns about lower liquidity and possible slippage.

Topstep instructs Trading Combine, Express Funded, and Live Funded traders to close by 11:45 AM CT. Its holiday schedule says trading reopens at 5:00 PM CT on September 7 and payouts are unavailable during holiday hours. Because the evening reopen can belong to a blended trade date, a Daily Loss Limit lock can continue across what looks like a new calendar session.

CME's official Labor Day settlement schedule says there are no CME, CBOT, NYMEX, or COMEX settlement prices on September 7, apart from listed cryptocurrency fixing and marker exceptions, and notes that schedules can change.

What to verify before acting: the firm's timezone, forced-liquidation or close-by time, the exchange schedule for the exact contract, payout support availability, the platform's trade-date boundary, and whether an existing DLL lock survives the evening reopen.

What stayed out of this recap

• Routine discounts and ComparePropFirms owner codes were not treated as editorial developments.
• Topstep's Wise availability in China, Canada, and the United Kingdom remained a current support detail without a verified in-window change date.
• Tradeify's 300K Forge still has conflicting or ambiguous public availability and product detail; the existing URL remains a human-review item.
• Public platform-status pages showed no material incident that displaced the selected items.
• Reviewed exchange and CFTC surfaces showed no separate enforcement or emergency event directly changing these retail futures-prop products during the reporting window.

What to watch September 5–11

1. Whether FTMO reconciles the Pro profit-split wording across the launch article, formal rules, FAQ, and dashboard.
2. Whether Topstep closes, changes, or graduates the limited $1.5K Labs challenge.
3. Whether firms publish post-holiday incident notes or altered settlement handling after September 7.
4. Whether Tradeify changes the new-purchase Select cap table or clarifies the unresolved Forge state.

Official sources and verification

• FTMO Futures launch announcement — published September 2 and checked September 4, 2026; product launch, sizes, prices, platforms, and public payout wording.
• FTMO Futures objectives and rules — checked September 4, 2026; DLL treatment, maximum drawdown, position close, and payout framework.
• FTMO Growth and Pro FAQ — checked September 4, 2026; path comparison and stage rules.
• Tradeify Select Flex and Daily payout policies — checked September 4, 2026; pre- and post-September 1 cohort tables, buffers, DLLs, winning days, and request limits.
• Topstep Labs and Labs Help Center — checked September 4, 2026; Drop #004 availability, price, rounds, targets, limits, and fixed payout.
• FTMO September 3 futures trading update — checked September 4, 2026; Labor Day halt and liquidation warning.
• Topstep holiday trading hours — checked September 4, 2026; September 7 close, reopen, payout, and trade-date guidance.
• CME Labor Day 2026 settlement schedule — checked September 4, 2026; settlement exceptions and change notice.