Short answer: My Funded Futures has expanded Builder with new 100K and 150K account sizes. Both use a one-day-minimum evaluation, no evaluation consistency rule, end-of-day trailing maximum loss, a soft daily loss pause, and an 80/20 payout split. The 100K evaluation has a $6,000 target, $3,000 maximum loss, $1,750 soft pause, and 6-mini/60-micro limit. The 150K has a $9,000 target, $4,500 maximum loss, $2,500 soft pause, and 9-mini/90-micro limit.
The larger labels do not make the loss limits or payouts proportional to the headline balance. Builder 100K caps each simulated-funded payout cycle at $3,000. For Builder 150K, MFFU's Builder plan page lists a $3,500 cap as of 25 Sep 2026; its 150K guide currently gives both $3,500 and $4,500, so confirm at checkout. Both require the buffer to be cleared, two qualifying days, and a 50% best-day consistency test for each payout cycle.
New Builder 100K and 150K rules at a glance
| Rule | Builder 100K | Builder 150K |
|---|---|---|
| Evaluation profit target | $6,000 | $9,000 |
| Maximum loss | $3,000 EOD trailing | $4,500 EOD trailing |
| Soft daily loss pause | $1,750 | $2,500 |
| Maximum contracts | 6 minis / 60 micros | 9 minis / 90 micros |
| Evaluation consistency | None | None |
| Minimum evaluation days | 1 | 1 |
| Tier 1 news trading | Allowed in evaluation and Sim Funded | Allowed in evaluation and Sim Funded |
| Activation fee | $0 | $0 |
| Sim Funded buffer | $3,100 | $4,600* |
| Minimum payout request | $1,000 | $1,500 |
| Maximum payout per cycle | $3,000 | $3,500* |
| Payout-cycle consistency | 50% | 50% |
| Minimum qualifying days per cycle | 2 | 2 |
| Profit split | 80/20 | 80/20 |
| Sim payout ladder | Up to 5 approved payouts | Up to 5 approved payouts |
*Per MFFU's Builder plan page as of 25 Sep 2026. MFFU's 150K guide currently contradicts itself on both figures.
The contract limits above resolve an apparent typo in the community launch post. That post repeated “100K” in the final capacity line. My Funded Futures’ public Builder rules table and the two dedicated first-party guides confirm 6 minis/60 micros for 100K and 9 minis/90 micros for 150K.
How the soft daily loss limit works
The daily limit is a pause, not the rule that closes the account. If intraday losses reach $1,750 on Builder 100K or $2,500 on Builder 150K, trading stops for the rest of that trading session. The account remains open and can resume the next session. Breaching the end-of-day maximum loss limit is the account-closing event.
That distinction matters. A trader can hit the soft pause without losing the evaluation or Sim Funded account, but the pause still reduces how much loss can be taken in one session before the larger EOD floor is reached.
The EOD maximum loss does not move intraday. It trails upward after the session based on the closing high-water mark and never moves back down. My Funded Futures’ current Builder page says the maximum-loss threshold becomes static once it reaches the plan’s lock level.
What the larger sizes change at payout
Passing the evaluation does not create an immediately withdrawable headline balance. The Sim Funded account starts at $0, and the trader must first clear a plan-specific buffer:
- Builder 100K: $3,100 buffer, then at least $1,000 of eligible profit above it.
- Builder 150K: $4,600 buffer per MFFU's Builder plan page as of 25 Sep 2026 (the 150K guide also cites $4,500), then at least $1,500 of eligible profit above it.
Each cycle also needs at least two qualifying trading days. The largest profit day may not exceed 50% of total cycle profit. That consistency calculation resets after an approved payout.
The gross request caps are $3,000 for Builder 100K and, per MFFU's Builder plan page as of 25 Sep 2026, $3,500 for Builder 150K. The published split is 80% to the trader, so a full-cap gross request would produce $2,400 or $2,800 before any separate tax or payment considerations.
My Funded Futures presents Builder as a five-payout ladder to Live. Its current rules say the fifth approved Sim Funded payout triggers eligibility for a live account at Blue Row Capital. “Eligibility” should not be read as a promise that every operational step is instantaneous; traders should follow the exact dashboard and account-specific instructions.
Builder 25K also changed for new purchases
The company community announcement says Builder 25K accounts purchased before September 23 keep their original rules without a daily loss limit. Builder 25K accounts purchased on or after September 23 receive a $600 soft daily loss pause. The current public Builder table now shows the $600 pause for both evaluation and Sim Funded stages.
If the announcement holds, this creates a purchase-date cohort distinction; MFFU's public pages don't state the September 23 date, though its older 25K guide is now labeled 'Legacy No DLL'. Existing 25K holders should preserve their order confirmation, accepted rules, and dashboard screenshots instead of assuming the current public table silently rewrites an older account.
What traders should check before buying
- Choose by loss distance, not headline balance. Compare the $3,000 or $4,500 EOD maximum loss with the profit target and the smaller daily pause.
- Model the buffer and payout minimum. A one-day evaluation does not mean a one-day withdrawal. The payout cycle still requires a cleared buffer, minimum profit, two qualifying days, and 50% consistency.
- Use the correct contract limit. The confirmed limits are 6 minis/60 micros for 100K and 9 minis/90 micros for 150K.
- Confirm the exact checkout tile. The public Builder page now includes both sizes in its rules table, but some introductory page copy still references only 25K and 50K. Confirm that the selected size, price, and rules match at checkout.
- Save the effective rules. Keep the purchase timestamp, confirmation, account ID, and a copy of the rules that applied at purchase—especially for the announced 25K September 23 cohort change.
What did not change
The launch expands Builder; it does not turn Builder into Rapid or Pro. Builder still uses an EOD trailing loss model, an 80/20 split, a payout-cycle consistency test, and a defined Sim-to-Live ladder. Rapid and Pro have different evaluation, Sim Funded, payout, and news-trading structures.
No activation fee is listed for the new Builder evaluations. Tier 1 news trading is allowed in the evaluation and Sim Funded stages in the current 100K and 150K guides. The live-stage terms differ, so traders should not carry a Sim Funded rule forward without checking the live agreement.
The practical decision
Builder 100K offers a $3,000 EOD loss distance and 6-mini/60-micro ceiling, while Builder 150K increases those to $4,500 and 9/90. Per MFFU's Builder plan page as of 25 Sep 2026, the 150K payout cap rises by only $500—from $3,000 to $3,500—despite the larger target, buffer, and payout minimum.
That makes 150K primarily a capacity and loss-distance decision, not a proportional payout upgrade. Traders who do not need nine minis or the larger EOD distance should compare the extra buying capacity against the higher $9,000 target, $4,600 buffer, $1,500 minimum request, and $2,500 daily pause.
Frequently asked questions
What are the new My Funded Futures Builder sizes?
My Funded Futures has added Builder 100K and Builder 150K to the existing Builder lineup.
How many contracts can Builder 100K and 150K trade?
The current official rules publish 6 minis or 60 micros for 100K and 9 minis or 90 micros for 150K.
What are the maximum Builder 100K and 150K payout requests?
As of 25 Sep 2026, MFFU's Builder plan page caps each simulated-funded payout cycle at $3,000 for 100K and $3,500 for 150K, before the 80/20 split. MFFU's 150K guide currently lists both $3,500 and $4,500, so confirm the cap at checkout.
Does hitting the Builder daily loss limit breach the account?
No. The published daily limits are soft pauses that stop trading for the session. Breaching the maximum loss limit is the account-closing event.
Did the Builder 25K daily loss rule change?
The company announcement says 25K accounts bought before September 23 retain their original no-DLL rules, while purchases on or after September 23 use a $600 soft daily pause.
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Official sources
- My Funded Futures — Builder plan — current four-size evaluation, Sim Funded, payout, and Live comparison table; verified September 25, 2026, 9:58 AM MDT.
- Builder 100K comprehensive guide — 100K evaluation, Sim Funded, payout, Live, drawdown, and news rules; verified September 25, 2026, 9:58 AM MDT.
- Builder 150K comprehensive guide — 150K evaluation, Sim Funded, payout, Live, drawdown, and news rules; verified September 25, 2026, 9:58 AM MDT. Currently inconsistent on the 150K payout cap and buffer; plan-page figures used.
- Builder plan collection — current Builder 25K, 50K, 100K, and 150K guide inventory; verified September 25, 2026, 9:58 AM MDT.
- My Funded Futures community Builder lineup announcement supplied to ComparePropFirms — launch framing, 25K purchase-date treatment, advertised payout caps, two-day cadence, and the apparent repeated-100K contract typo; received September 24 and checked against the public first-party rules September 25, 2026.