My Funded Futures (MFFU) is a US-based futures prop firm operated by MyFunded Futures, LLC since 2023, reporting a community of 100,000+ traders and a 72,000+ member Discord. It runs a one-step evaluation across three plans — Rapid, Builder, and Pro — and charges no activation fees on any plan. Every evaluation uses an end-of-day trailing Maximum Loss Limit and a 2-day minimum (1 day on Builder), but the funded phases diverge sharply: Rapid pays a 90/10 split with daily payouts on an intraday trailing drawdown, Builder works in 48-hour payout cycles on a single $50K size, and Pro runs 14-day payout windows up to $100,000 per user.
MFFU is best for traders who want to get paid fast and avoid junk fees. Rapid is the headline act — daily payouts starting 24 hours after your first funded trade, most approved instantly, on the firm’s best 90/10 split. Pro is the size play: 5 / 10 / 15 minis once funded, no consistency rule, and a $100,000 payout ceiling. Builder is the fast, friendly starter — it drops the evaluation consistency rule entirely, can be passed in a single day, and runs on a single $50K size with a $1,000 daily soft pause.
The 30-second verdict
Want your profits out daily? Go Rapid (90/10 split, $500 minimum, payouts every 24 hours — but the funded drawdown trails intraday and tier-1 news is restricted). Want size and a six-figure ceiling? Go Pro (5–15 minis funded, no consistency rule, up to $100,000 in payouts every 14 days). Want the fastest, friendliest pass? Go Builder (no eval consistency, 1-day minimum, $1,000 daily soft pause, $50K only). All three are one-step evaluations with zero activation fees.
Our scoring breakdown
My Funded Futures scored exceptionally well across our six evaluation criteria, with payout speed, pricing, and platform choice leading the way.
Tradovate
TradingView
NinjaTrader
Quantower
DeepChart
Volumetrica
ATAS
Fintevo
- Daily payouts on Rapid — request every 24 hours, most approved instantly
- 90% / 10% split on Rapid, the best at the firm
- No activation fees on any plan — ever
- Up to $100,000 in payouts per user on Pro
- End-of-day trailing drawdown on every evaluation
- Three distinct plans: Rapid, Builder, Pro
- News trading allowed in all evals, plus Builder funded
- Big platform menu — NinjaTrader, Tradovate, TradingView, Quantower, Volumetrica, DeepChart, ATAS & Fintevo
- Clear, published live-account transition paths
- Builder passes in as little as 1 day with no consistency rule
- Rapid’s funded drawdown trails intraday — far less forgiving than EOD
- Tier-1 news trading blocked on Rapid & Pro sim funded accounts
- 50% consistency rule in every evaluation except Builder
- Builder funded payouts cap at $2,000 per cycle; Pro up to $100,000 per user
- Hedging prohibited — including mini vs. micro on the same underlying
My Funded Futures vs. its closest competitors
How My Funded Futures stacks up against Topstep and Tradeify — the two firms we most often recommend alongside it.
| Metric | My Funded Futures | Topstep | Tradeify |
|---|---|---|---|
| $50K Eval Fee | $76.50 (Builder) | $165$85 | $145$87 |
| Profit Split | 90% / 10% | 90% / 10% | 90% / 10% |
| Days to Payout | 24 hours (Rapid) | 5 winning days | 5 winning days |
| Drawdown Type | EOD / Intraday Trailing | EOD Trailing | EOD Trailing |
| Max Funded Accounts | 5 | 5 | 5 |
| Max Payout / Cycle | $100,000 (Pro) | — | — |
| CPF Score | 4.0 | 4.8 | 5.0 |
💡 Bottom line: My Funded Futures wins on payout speed (daily on Rapid) and zero activation fees; Tradeify wins on instant funding and overall polish; Topstep wins on brand recognition. All three are top-tier — your pick depends on which dimension matters most.
- No activation fee
- Sim funded starts at $0 — can run negative
- News trading allowed in every phase
- Funded resets available (from $399)
- Contract scaling grows with your balance
- Traders who want maximum rule freedom once funded
- News traders
- Smaller-account traders building consistency
- Traders chasing large single payouts
- Those who want daily payouts (use Rapid)
- Traders who need sizes above $50K
My Funded Futures has grown into one of the biggest names in futures prop since 2023, and the reason is simple: it removed the two things traders hate most. There are no activation fees on any plan, and on Rapid there is essentially no waiting for your money — payouts unlock 24 hours after your first funded trade, can be requested daily, and most approve instantly. Behind that headline sit four genuinely distinct plans rather than three flavors of the same account.
Rapid: the reason most traders come here
Rapid is the speed play — a 90/10 split (the firm's best) with daily, uncapped payouts and a published live-account path that triggers automatically at $10,000 in single-day profit. The catch matters: once funded, the Maximum Loss Limit trails intraday on your equity highs, not end-of-day, and tier-1 news events are off limits. It's a plan for disciplined intraday traders who want their profits out the same week they earn them.
Pro: size and a six-figure ceiling
Pro is the opposite trade-off. You keep the gentler EOD drawdown, lose the consistency rule entirely once funded, and jump to 5 / 10 / 15 minis with a payout ceiling of $100,000 per user on 14-day windows. The one-time early withdrawal — up to 60% of profits before the buffer clears — is a thoughtful touch most firms don't offer. Tier-1 news is restricted once funded, same as Rapid.
Builder: the fast, friendly pass
Builder, MFFU's structured starter, drops the evaluation consistency rule and can be passed in one day, with a $1,000 daily soft pause that halts trading instead of breaching — easily the friendliest eval structure at the firm, on a single $50K size. Once funded it runs 48-hour payout cycles (2 qualifying days, 50% per-cycle consistency) up to $2,000 per cycle on an 80/20 split, with a defined 5-payout ladder toward live capital.
New: Rapid EOD — a one-time-fee Rapid with EOD protection when funded
Rapid EOD (limited-time, $50K only) is the fourth line: a one-time $157 purchase — $125.60 with code EOD (20%, that plan only) — that keeps the end-of-day drawdown in both stages, where standard Rapid switches to a real-time trailing drawdown once funded. Same $3,000 target and $2,000 EOD max loss, 3 contracts (10:1 micro scaling), a 30% consistency rule at both stages, and daily payouts (min $500, $500 net profit between requests) at a 90/10 split after the $2,100 buffer. Note the three codes are per-plan: 300K covers Rapid and Pro, BUILDER covers Builder, and EOD only works on Rapid EOD — none auto-apply at checkout.
Where My Funded Futures isn't perfect
Rapid's intraday trailing drawdown is far less forgiving than the EOD drawdown on every evaluation — traders who pass on EOD rules and don't adjust will get caught. Tier-1 news restrictions on Rapid and Pro funded accounts close off a popular style. The 50% consistency rule applies in every evaluation except Builder. And hedging is prohibited firm-wide, including mini-versus-micro on the same underlying.
But for the typical futures trader — someone who wants a fair one-step evaluation, no junk fees, and payouts that actually arrive — My Funded Futures is one of the easiest firms to recommend in 2026. Pick the plan whose funded rules match how you actually trade, and the rest of the experience takes care of itself.
What you need to know
Four key rules that govern how eligibility works in practice.
How fast does My Funded Futures actually pay out?
It depends on your plan. Rapid pays daily — requests open 24 hours after your first funded trade, with most approved instantly and manual reviews completed in 6–12 business hours. Builder runs 48-hour payout cycles, and Pro opens payout windows every 14 calendar days.
What's the difference between Rapid, Builder, and Pro?
All three are one-step evaluations with no activation fees — the funded phases are what differ. Rapid ($25K–$150K) pays daily on a 90/10 split but trails its funded drawdown intraday. Builder ($50K only) drops the eval consistency rule, can be passed in 1 day, and runs 48-hour payout cycles up to $2,000 per cycle. Pro ($50K–$150K) has no funded consistency rule, the biggest contract limits (5–15 minis), and up to $100,000 in payouts every 14 days.
What's the consistency rule and how does it work?
The consistency rule limits how much of your total profit can come from a single trading day. A 50% rule applies during the evaluation on Rapid and Pro — your biggest day can be at most half the profit target. Exceeding it doesn't breach your account; you simply trade more days. Builder has no evaluation consistency rule. Once funded there is no consistency rule on any plan except Builder, which applies a 50% rule per payout cycle that resets after every payout.
What platforms does My Funded Futures support?
Eight platforms: NinjaTrader, Tradovate, TradingView (via Tradovate), Quantower, Volumetrica, DeepChart, ATAS, and Fintevo — MFFU's own in-house platform (coming soon).
Can I trade news events on My Funded Futures?
In every evaluation, yes — including tier-1 events. Once funded, tier-1 events (FOMC, FOMC Minutes, the Employment Report, CPI, plus EIA for energy and Ag reports) are restricted on Rapid and Pro sim funded accounts: you must be flat from 2 minutes before until 2 minutes after the release. Builder funded accounts stay unrestricted. Straddling news bursts to exploit volatility is prohibited everywhere.
Are bots, copy trading, and hedging allowed?
Automated and algorithmic strategies are allowed as long as they don't exploit simulated fills — high-frequency trading is prohibited. Copy trading is allowed between your own MFFU accounts only (Tradesyncer is the preferred partner; Tradovate's group copier also works) — copying other traders is prohibited. Hedging is not allowed in any form, including a mini against a micro on the same underlying. Builder accounts also prohibit overnight holds.
How many accounts can I have?
Up to 10 active evaluation accounts. For sim funded accounts: up to 5 if you only hold 25K/50K sizes, dropping to 3 total if you hold any 100K or 150K account. Builder is limited to 1 sim funded account per user.
What happens if I breach my account?
Evaluation resets are available on every plan, starting at $84. None of the current plans offer sim funded resets — a breached Pro, Rapid, or Builder funded account means starting over with a new evaluation. Watch the inactivity rule too: sim funded accounts require activity every 7 calendar days.
Is My Funded Futures legit?
Yes. My Funded Futures (MyFunded Futures, LLC) is a US-based futures prop firm operating since 2023, reporting more than 100,000 traders, a 72,000+ member Discord community, and published live-account transition paths on its plans. Its rules and payout policies are documented in detail on its public help center.