Three illuminated account paths showing evaluation guardrails, a flexible payout fork, and direct simulated funding
Product Guide

Tradeify Growth vs Select vs Lightning: Which Account Fits You?

Growth lowers entry cost, Select adds post-pass flexibility, and Lightning removes evaluation—not payout or replacement constraints.

$99
Growth from
$109
Select from
$345
Lightning from
1 / 3
Growth / Select days
Jul 29
Rules verified

Pricing and rules last verified: July 29, 2026, 11:25 AM MDT Current promotion observed: 40% off the first five uses, then 30% off, ending July 31, 2026 at 11:59 PM EST, using Tradeify’s public code JULY

The practical answer: choose Growth if you want Tradeify’s lowest list price and the shortest evaluation; choose Select if you value no daily loss limit during evaluation and want to choose a Daily or Flex payout structure after passing; choose Lightning only if skipping the evaluation is worth a much higher upfront cost and the risk of buying a replacement after a breach.

For a current 50K account, Tradeify’s official list prices are $145 for Growth, $165 for Select, and $492 for Lightning. All are one-time purchases with no activation fee. Growth and Select can be reset after a failed evaluation. Lightning starts at the simulated-funded stage and has no reset option.

The headline choice is not “slow versus fast.” Growth can pass in one trading day, Select requires at least three, and Lightning skips evaluation. The more consequential differences appear after purchase: daily loss limits, consistency rules, payout qualification, withdrawal caps, and whether a failed attempt can be reset.

Quick decision

Your priorityBest starting fitReasonMain trade-off
Lowest list price and fastest evaluationGrowthLowest current list price; no evaluation consistency rule; can pass in one trading dayDaily loss limit applies, and the simulated-funded payout path uses 35% consistency plus five profitable days
No evaluation daily loss limit and a post-pass payout choiceSelectNo daily loss limit during evaluation; choose Select Daily or Select Flex after passing40% evaluation consistency requires at least three trading days; the payout-policy choice is permanent for that account
Skip evaluation entirelyLightningStarts as a simulated-funded account with no evaluationMuch higher upfront price, no resets, payout profit goals, and progressive consistency
Larger, milestone-based Select payoutsSelect FlexNo simulated-funded daily loss limit; five winning days; larger capsMust wait for five qualifying winning days per cycle
More frequent Select payout eligibilitySelect DailyDaily eligibility after the buffer and cycle-profit rules are metTighter drawdown, a daily loss limit, and smaller payout caps

“Best” here means best fit for the stated priority. It does not mean the account is easier to keep, more likely to pay out, or more profitable.

Current 50K comparison

FeatureGrowth 50KSelect 50KLightning 50K
Current list price$145 one time$165 one time$492 one time
Starting stageEvaluationEvaluationSimulated funded
Evaluation profit target$3,000$3,000Not applicable
Minimum evaluation time1 trading dayAt least 3 trading daysNo evaluation
Evaluation consistencyNone40%Not applicable
Evaluation daily loss limit$1,250 soft limitNoneNot applicable
EOD trailing drawdown$2,000$2,000$2,000 in simulated-funded stage
Reset after failurePaid reset available during evaluationPaid reset available during evaluationNo reset; replacement purchase required
Simulated-funded consistency35%None on Daily or Flex20% first payout, 25% second, 30% later payouts for current accounts
Payout timing gate5 profitable days of at least $150Daily or 5 winning days, depending on permanent choiceNo stated minimum day count; profit goal and consistency control eligibility
First payout reference$53,000 minimum balance; $1,500 first-request capFlex: 50% of total profits, capped at $3,000; Daily: buffer and 2× cycle-profit rule, capped at $1,000$3,000 first profit goal; $2,000 first-request cap
Sim-funded profit split90% trader / 10% Tradeify90% / 10%90% / 10%

This table uses current-account terms. Tradeify publishes separate legacy payout tables for some accounts purchased before September 12, 2025 at 8:00 AM EST. Do not apply the current rows to an older account without checking its purchase date and dashboard.

Choose Growth for the lowest-cost evaluation path

Growth is the clearest fit when the purchase decision is driven by entry price and evaluation speed.

Tradeify’s current 50K Growth list price is $145, compared with $165 for Select and $492 for Lightning. The 50K evaluation has a $3,000 target, a $2,000 end-of-day trailing drawdown, and a $1,250 daily loss limit. The daily limit is described as a soft breach: trading stops for that day rather than the evaluation being permanently failed. The trailing drawdown remains the hard account-failure limit.

Growth has no consistency rule during the evaluation, so a trader can pass after one trading day if the target and risk rules are satisfied. Once the account reaches the simulated-funded stage, the economics change:

  • the 35% consistency rule applies to payout eligibility;
  • each payout cycle requires five profitable days;
  • a 50K qualifying day must show at least $150 profit;
  • current 50K accounts need a $53,000 balance to qualify;
  • the first 50K payout request is capped at $1,500; and
  • the trading-day count resets after a successful payout.

That makes Growth fast to qualify for, but not automatically fast to withdraw from. A one-day evaluation pass does not remove the five-day and consistency requirements in the simulated-funded stage.

Growth is a poor fit when

  • a $1,250 daily stop would regularly interrupt the strategy;
  • the trader wants to choose between daily and five-day payout structures;
  • funded-stage 35% consistency is unattractive; or
  • the trader expects “pass in one day” to mean “payout immediately.”

Choose Select for rule flexibility after proving consistency

Select costs $20 more than Growth at the current 50K list price. That premium buys a different evaluation and a permanent payout-policy choice after passing.

The 50K Select evaluation has the same $3,000 target and $2,000 end-of-day trailing drawdown as Growth, but it has no daily loss limit. Its 40% consistency rule means the biggest profitable day cannot exceed 40% of total accumulated profit. Tradeify says that creates a minimum of three trading days.

After passing, the trader chooses Select Flex or Select Daily. That choice cannot be changed on the account.

Select Flex

Select Flex is the wider-risk, larger-cap option:

  • no daily loss limit;
  • five winning days per payout cycle;
  • at least $150 profit for a winning day on 50K;
  • no minimum balance requirement;
  • up to 50% of total account profit can be requested; and
  • the 50K cap is $3,000 per request.

Tradeify also says each later payout cycle must be net positive. A trader who loses money after a payout must recover that loss before the next request.

Select Daily

Select Daily trades larger withdrawal frequency for tighter limits:

  • daily payout eligibility once the dashboard, buffer, and positive-cycle-profit conditions are met;
  • a $1,000 daily loss limit on 50K;
  • a $2,000 maximum drawdown on 50K;
  • a $2,100 buffer that cannot be withdrawn;
  • up to two times the profit earned in the payout cycle; and
  • a $1,000 cap and $250 minimum on a 50K request.

The deeper Daily-versus-Flex decision deserves its own guide. For this purchase decision, the key point is that Select lets the trader defer that choice until after the evaluation.

Select is a poor fit when

  • the trader wants to concentrate the entire evaluation profit in one or two sessions;
  • the trader does not want to make an irreversible payout-policy choice;
  • the extra rule flexibility is not worth the higher price than Growth; or
  • the trader assumes “Daily” allows the buffer or cycle-profit rules to be ignored.

Choose Lightning only when evaluation avoidance is worth the replacement risk

Lightning skips the evaluation and begins as a simulated-funded account. That removes the pass/fail evaluation step, but it does not remove performance conditions for payouts.

For the current 50K Lightning account:

  • the list price is $492;
  • there is no reset;
  • the simulated-funded drawdown is $2,000;
  • the daily loss limit is $1,250;
  • the first payout profit goal is $3,000;
  • the first payout uses a 20% consistency rule;
  • the first-request cap is $2,000; and
  • the minimum payout is $1,000.

For Lightning accounts purchased after September 12, 2025 at 8:00 AM EST, Tradeify raises the consistency threshold to 25% for the second payout and 30% for later payouts. “Raises” here means the biggest day may represent a larger share of total profit; the first 20% threshold is the most restrictive.

Tradeify states no minimum trading-day count for Lightning. In practice, a 20% consistency ceiling means a trader needs enough distributed profit that the largest winning day is no more than one-fifth of the total. That is different from promising a payout after a fixed number of days.

Lightning’s purchase price should be evaluated as a replacement-risk cost, not just an instant-access fee. A breached Lightning account cannot be reset; another account must be purchased. Growth and Select allow paid resets while the trader is still in evaluation.

Lightning is a poor fit when

  • the higher upfront cost would pressure the trader’s risk-taking;
  • the trader expects instant access to mean instant payout eligibility;
  • a reset option is important; or
  • the strategy produces a small number of unusually large winning days.

Price and promotion handling

Tradeify’s pricing reference publishes the list prices used above. Its rendered homepage displayed a public 40% off promotion when checked July 29, 2026, with the code JULY, five uses at 40% followed by 30%, and a stated end of July 31, 2026 at 11:59 PM EST.

That promotion is time-sensitive and should not drive the evergreen recommendation. Verify the exact product, code, and checkout total before purchase. The article’s primary tables use list prices so they remain interpretable after the promotion ends.

ComparePropFirms’ existing Tradeify review uses the site owner’s standing CPF code and existing sponsored destination. This article should link internally to that review unless the affiliate/data owner separately approves propagating a direct tracking URL. No affiliate destination is changed by this draft.

Costs shared by all three plans

Tradeify says all current products are one-time purchases and have no activation fee. Non-professional market data is free after the required agreement is signed; its pricing page warns that failure to sign can create a $300-per-month professional-data charge. Optional paid TradingView subscriptions are separate.

Trading commissions also apply. Tradeify’s current pricing reference lists, among other examples, $5.76 per round turn for ES and NQ and $1.82 for MES and MNQ. Those charges are separate from account purchase price, reset cost, and any promotion.

The same source publishes a 90/10 split in the simulated-funded stage and an 80/20 split in Elite Live. The reduction in trader share is one reason simulated-funded and live terms must remain separate.

The live path is shared, but it is not automatic

Growth, Select, and Lightning can all lead to Tradeify Elite Live. Tradeify says a trader becomes eligible for consideration after either:

  • three payouts on one account; or
  • ten total payouts across plan types since the last live transition or first purchase.

Those are consideration thresholds, not an automatic live guarantee. Tradeify says selection remains discretionary. If selected, the transition is mandatory: simulated-funded and evaluation accounts close, and funded accounts with at least one payout can move to Elite Live.

Elite Live starts with a different account structure and an 80/20 split. Do not describe any of the three purchase products as direct live capital. Lightning is immediate simulated-funded access.

A practical way to choose

  1. Start with the failure cost. If replacing a $492 Lightning account would change your behavior, eliminate Lightning.
  2. Decide whether a daily loss limit helps or hurts. Growth uses one; Select evaluation does not.
  3. Model your profit distribution. Select evaluation needs 40% consistency; Growth evaluation does not; Lightning’s first payout needs 20%.
  4. Choose the payout constraint you can actually repeat. Growth has a fixed five-profitable-day path. Select gives a permanent Daily/Flex choice. Lightning uses profit goals and progressive consistency.
  5. Separate sim from live. All three begin in evaluation or simulated-funded stages. Elite Live is later and discretionary.
  6. Verify the date-sensitive checkout. Promotions, prices, and product terms can change before publication or purchase.

For most budget-conscious traders with controlled daily risk, Growth is the cleanest starting point. For traders who want more intraday flexibility and are comfortable spreading evaluation profit across at least three days, Select is the stronger fit. Lightning is a specialist choice for traders who have already demonstrated that they can meet consistency and payout rules and who can absorb the no-reset replacement cost.

Current Firm Offers and Direct Links

Open the firm in a new tab with the recorded ComparePropFirms commercial link. Use the displayed code when applicable, and confirm the final price and terms before paying.

Official sources and verification

  • Tradeify Pricing Reference — checked July 29, 2026; source for current list prices, reset fees, one-time billing, activation/data/platform costs, commissions, and sim/live profit splits
  • Tradeify homepage — rendered page checked July 29, 2026 at 11:25 AM MDT; source for the current 40% public promotion, JULY code, five-use scope, July 31 at 11:59 PM EST deadline, and visible Select pricing/rule cards
  • SELECT vs Growth: Choosing Your Evaluation Type — checked July 29, 2026; source for one-day versus three-day evaluation timing, evaluation consistency, daily loss limits, drawdown amounts, and permanent payout-policy choice
  • Growth Evaluation Accounts — checked July 29, 2026; source for Growth’s lack of an evaluation consistency rule, one-day minimum, and reset availability
  • Select Evaluation Accounts — checked July 29, 2026; source for Select’s 40% evaluation-only consistency, minimum three-day path, no evaluation DLL, and post-pass choice
  • Growth Funded: Account Payout Policy — checked July 29, 2026; source for 35% consistency, qualifying days, minimum balances, payout minimums, current caps, and legacy-account cutoff
  • Select Flex and Select Daily Payout Policies — checked July 29, 2026; source for permanent choice, Flex winning days/caps, Daily buffer/DLL/caps, and positive-cycle-profit requirement
  • Lightning Funded: Account Payout Policy — checked July 29, 2026; source for no minimum day count, profit goals, progressive consistency, minimum payout, caps, and post-September 12, 2025 scope
  • Tradeify Elite Program — checked July 29, 2026; source for live-consideration thresholds, discretionary and mandatory transition mechanics, closure of sim/evaluation accounts, Elite account structure, and 80/20 split
  • Essential Trading Rules Overview — checked July 29, 2026; source for current stage-specific DLL, drawdown, position-limit, microscalping, activity, and payout-day summaries

Source-quality qualification

Tradeify’s older “Which Plan is Right for You?” page still displays price ranges and several descriptions that conflict with the newer June 24 pricing reference and plan-specific rule pages. This draft does not use that page for current dollar amounts or the Growth consistency-stage distinction. Where first-party summaries compress the difference, the article follows the plan-specific pages: no Growth consistency rule in evaluation, 35% in the simulated-funded payout stage.